Reporting a divorce or legal separation life event change (LEC) by itself will not deem a consumer eligible for a special enrollment period (SEP). One of the following life events must accompany these events to determine SEP eligibility:

• A consumer experiences a loss of health insurance coverage when enrolled through MNsure
• Disenrollment in a health insurance plan due to the loss of employer-sponsored insurance (ESI)

As a reminder:

• Loss of ESI should be reported as a qualifying event for SEP
• Consumers who experience a loss of ESI have 60 days from the last day of coverage to report their loss