A divorce SEP is only a qualifying event to enroll if the consumers you are working with are currently enrolled in a MNsure QHP. To utilize this SEP:

• The consumer must report the divorce to MNsure and send in the documents needed to complete the change on their current application.
• After the changes are complete, the consumer could be eligible for a SEP.

Divorce can cause other types of SEPs such as loss of employer-sponsored insurance if they were enrolled with the ex-spouse. This would be a normal loss of ESI SEP.

• The consumer goes into their online account and selects loss of ESI and the date it happened.
• A verification of the loss of ESI is submitted to MNsure.
• Contact ARC to see if shopping can be opened.